The accumulation of things tends to be a common theme today. From holiday decorations to clothing for various seasons, the average person often has more items that can be stored in his or her home or apartment. Because of that, Self Storage in Waipahu is becoming increasingly popular, making it possible to maintain possession of things without needing to find places for them within the residence. To protect the contents of a unit, it’s important to consider the type and amount of insurance coverage needed.
Homeowners or Renters Insurance
In some cases, a homeowner’s or renter’s policy may actually cover items that are in an off-site storage unit. However, this isn’t something that should be assumed. Instead, make the call to the agent to get a better idea of whether or not the coverage is offered and how it works. For some, this may not be enough insurance and other options should be explored.
General Site Insurance
Most facilities for Self Storage in Waipahu have some type of insurance that comes with the rental unit. The company is insured to some level so that should anything happen to the items inside, they can either be replaced, or a monetary amount can be recovered by a customer. But, just like a homeowner’s insurance policy, it’s important to look into the details, find out how much coverage is available and how it works before deciding this is sufficient.
Supplemental Insurance
One of the best ways to cover items inside a storage unit is with supplemental insurance. Offered by the facility, this allows a customer to gain additional peace of mind. There may be several options to choose from, making it possible to personalize the insurance to cover the stored items. This insurance can become part of the monthly payment for the storage facility.
Still, have questions about storage or how to insure the items in the unit? Contact Hawaii Self Storage to learn more about the benefits of storage and how to protect your possessions. The goal is to have a great place to leave your things without needing to worry about whether or not you are protected financially should something happen.